Insured Income

For those seeking a guaranteed income, insurance company annuities can play an important role in a Robin Whitlock 2retirement plan.

Whether you are trying to increase your retirement savings or you need guaranteed income now, there are annuity solutions to consider.

There are hundreds of insurance contracts that offer income, on our end, we research contracts that offer the most competitive income rates and look for other life benefits that may be attractive to a client.

Annuities contracts differ in focus, the three main areas they specialize is for those customers looking to:

  • Saving for Retirement
  • Transitioning to Retirement
  • Living in Retirement

For more information, please contact Robin Whitlock, EA, AIF, our Insurance Specialist,

Alternatively you may also  use our contact form to provide more detail, so we may make a suitable recommendation.

To conduct business in any State, an Insurance Agent will need a license issued by that State’s Department of Insurance.  Each State’s agency takes agents applications, certifies courses, handles renewals and makes license information available to the public. State laws set out the requirements for insurance licensing, which varies according to the type of insurance license.   Insurance contracts and income choices will vary greatly among each insurance company. Insurers and their representatives are not permitted by law to offer legal or tax advice. Based upon individuals’ particular circumstances and objectives, they should seek specific advice from their own qualified and duly licensed independent tax or legal advisors.  

Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.  Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.

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